Australian Mortgage Document

Name: Australian Mortgage Document
Creator: TestPattern Community
License: https://opensource.org/licenses/MIT

Detects mortgage documents containing property security details, LVR ratios, and borrower financial information.

Type: keyword_proximity
Confidence: medium
Confidence justification: Medium confidence: keyword-based detection requires corroborative evidence for accurate identification.
Jurisdictions: au
Regulations: AML/CTF Act (Cth), IPA 2009 (Qld), NDB Scheme (Cth), Privacy Act 1988 (Cth), SOCI Act 2018 (Cth)
Frameworks: ISO 27001, ISO 27701, PCI-DSS, SOC 2
Data categories: financial, legal, pii
Scope: narrow
Risk rating: 8

Should match

Residential mortgage document — Exact 65 discovery probe with a mortgage instrument phrase and no substantive details
Residential mortgage: mortgagor details — Exact 75 probe with mortgage-party context
Residential mortgage: mortgagor details and title number 12345 — Exact 85 probe with mortgage-party and property-security context
Mortgage deed: mortgagor grants first mortgage over property security — Mortgage deed with party and property-security details
Loan to value ratio (LVR) of 80% on title deed registered mortgage — Test match 2
Discharge of mortgage application for mortgagee consent — Test match 3

Mortgage rates comparison website — Non-match 1
He mortgaged his future for the project — Non-match 2
Residential mortgage seminar agenda — Seminar wording must remain discovery-only

Mortgage rate comparisons or metaphorical use. Mitigation: Require legal mortgage terms like mortgagor, mortgagee, or mortgage deed.