Australian Mortgage Document
Detects mortgage documents containing property security details, LVR ratios, and borrower financial information.
- Type
- keyword_list
- Confidence
- medium
- Confidence justification
- Medium confidence: keyword-based detection requires corroborative evidence for accurate identification.
- Jurisdictions
- au
- Regulations
- AML/CTF Act (Cth), IPA 2009 (Qld), NDB Scheme (Cth), Privacy Act 1988 (Cth), SOCI Act 2018 (Cth)
- Frameworks
- ISO 27001, ISO 27701, PCI-DSS, SOC 2
- Data categories
- financial, legal, pii
- Scope
- narrow
- Risk rating
- 8
Should match
Mortgage deed: mortgagor grants first mortgage over property security— Test match 1Loan to value ratio (LVR) of 80% on title deed registered mortgage— Test match 2Discharge of mortgage application for mortgagee consent— Test match 3
Should not match
Mortgage rates comparison website— Non-match 1He mortgaged his future for the project— Non-match 2
Known false positives
- Mortgage rate comparisons or metaphorical use. Mitigation: Require legal mortgage terms like mortgagor, mortgagee, or mortgage deed.