SWIFT or BIC codes

Name: SWIFT or BIC codes
Creator: TestPattern Community
License: https://opensource.org/licenses/MIT

Detects references to swift or bic codes in financial and compliance documents. Commonly found in Australian regulatory filings, transaction records, and audit documentation.

Type: regex
Engine: boost_regex
Confidence: medium
Confidence justification: category-aware structural regex with anchor and context constraints replaces phrase-only detection.
Detection quality: Mixed
Jurisdictions: global
Regulations: AML/CTF Act (Cth), IPA 2009 (Qld), NDB Scheme (Cth), Privacy Act 1988 (Cth), SOCI Act 2018 (Cth)
Frameworks: ISO 27001, ISO 27701, PCI-DSS, SOC 2
Data categories: financial
Scope: wide
Platform compatibility: Purview: Compatible, GCP DLP: Compatible, Macie: Compatible, Zscaler: Compatible, Palo Alto: Degraded, Netskope: Unsupported

Pattern

(?is)\b(?:SWIFT\s+code|BIC\s+code|bank\s+identifier\s+code|correspondent\s+bank|wire\s+transfer|international\s+payment|SWIFT\s+network|bank\s+code|routing\s+code)\b

Corroborative evidence keywords

swift or bic codes, swift, bic, codes, financial, accounts, payments, bank account, account number, account no, BSB, routing number, sort code, IBAN, SWIFT, BIC

Proximity: 300 characters

Should match

SWIFT code — Primary topic phrase match
bic code — Case-insensitive topic phrase match
bank identifier code — Alternative topic phrase match
correspondent bank — Additional topic phrase match

Should not match

unrelated generic text without domain phrases — No relevant topic phrases present
placeholder value 12345 — Random text should not match topic-specific regex
bank transfer — Generic word pair from old broad template should not match

Known false positives

Financial terminology appearing in published reports, accounting textbooks, regulatory guidance, or template documents without actual transaction data. Mitigation: Require corroborative evidence keywords within the proximity window. Cross-reference with structured financial identifiers to confirm actual sensitive data.
In Australian English, standard business terminology overlapping with financial detection keywords in routine correspondence and documentation. Mitigation: Increase confidence threshold when scanning business correspondence. Layer with transaction-specific patterns for higher precision.