Guarantor Agreement

Detects guarantor agreements and personal guarantee documents with indemnity obligations.

Type

keyword_proximity

Confidence

medium

Confidence justification

Medium confidence: keyword-based detection requires corroborative evidence for accurate identification.

Jurisdictions

global

Regulations

AML/CTF Act (Cth), IPA 2009 (Qld), NDB Scheme (Cth), Privacy Act 1988 (Cth), SOCI Act 2018 (Cth)

Frameworks

ISO 27001, ISO 27701, PCI-DSS, SOC 2

Data categories

legal, financial, pii

Scope

narrow

Risk rating

8

Should match

• Corporate guarantee document — Exact 65 discovery probe with a guarantee instrument phrase and no obligation details
• Corporate guarantee with indemnity obligations — Exact 75 probe with substantive guarantee obligations
• Corporate guarantee with indemnity for a loan amount of $250,000 — Exact 85 probe with guarantee obligations and underlying loan terms
• Guarantor agreement: personal guarantee and indemnity for loan facility — Guarantor agreement tied to a loan facility
• Deed of guarantee with joint and several guarantor liability — Test match 2
• Continuing guarantee with unlimited guarantee and indemnity obligations — Test match 3

Should not match

• Money-back guarantee on all products — Non-match 1
• We guarantee quality service — Non-match 2
• Corporate guarantee marketing brochure — Instrument-like wording without obligations must remain discovery-only

Known false positives

• Product guarantees or warranty language. Mitigation: Require legal guarantee terms like guarantor, indemnity, or deed of guarantee.