Payment/Remittance Advice

Detects payment advices, remittance notices, and electronic funds transfer confirmations.

Type

keyword_list

Confidence

medium

Confidence justification

Medium confidence: keyword-based detection requires corroborative evidence for accurate identification.

Jurisdictions

global

Regulations

Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth), Information Privacy Act 2009 (Qld), NDB Scheme (Cth), Privacy Act 1988 (Cth)

Frameworks

ISO 27001, ISO 27701, PCI-DSS, SOC 2

Data categories

financial

Scope

narrow

Risk rating

4

Should match

• Remittance advice: amount paid $5,432.10 via EFT — Test match 1
• Payment advice for electronic funds transfer dated 15/01/2026 — Test match 2
• Remittance notice: bank transfer confirmed, amount received $10,000 — Test match 3
• Remittance advice Payee: Harbour Logistics Pty Ltd BSB: 064-000 Account number: 12345678 Invoice number: INV-20417 Payment date: 12/08/2026 Amount paid: $14,250.00 — Populated payee record reaching the 75/85 structure gate

Should not match

• Please advise on the payment schedule — Non-match 1
• The transfer of ownership was complete — Non-match 2

Known false positives

• Generic payment or transfer language in non-remittance contexts. Mitigation: Require remittance-specific keywords or EFT references.

References

• Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth)
• Information Privacy Act 2009 (Qld)
• Privacy Act 1988 (Cth)