PPSR Security Agreement

Detects Personal Property Securities Register (PPSR) security agreements and related collateral documentation.

Type

keyword_list

Confidence

medium

Confidence justification

Medium confidence: keyword-based detection requires corroborative evidence for accurate identification.

Jurisdictions

global

Regulations

AML/CTF Act (Cth), IPA 2009 (Qld), NDB Scheme (Cth), Privacy Act 1988 (Cth), SOCI Act 2018 (Cth)

Frameworks

ISO 27001, ISO 27701, PCI-DSS, SOC 2

Data categories

legal, financial

Scope

narrow

Risk rating

7

Should match

• PPSR notice received — Exact 65 discovery probe with a PPSR phrase and no security details
• PPSR security agreement: secured party and grantor — Exact 75 probe with parties to the security interest
• PPSR security agreement: secured party, collateral and financing statement — Exact 85 probe with security context and registration/perfection evidence
• PPSR security interest registration: financing statement for collateral — PPSR financing statement identifying collateral
• Personal Property Securities Act: secured party and grantor agreement — Test match 2
• PMSI registration on PPSR with perfected security interest and priority — Test match 3

Should not match

• Personal property insurance policy — Non-match 1
• Security guard at the property entrance — Non-match 2
• General security agreement workshop agenda — Educational instrument wording must remain discovery-only

Known false positives

• Generic property or security references in non-PPSR contexts. Mitigation: Require PPSR-specific terms like PPSA, financing statement, or security interest.