Remittance instructions

Detects references to remittance instructions in financial and compliance documents. Commonly found in international regulatory filings, transaction records, and audit documentation.

Type

regex

Engine

boost_regex

Confidence

medium

Confidence justification

category-aware structural regex with anchor and context constraints replaces phrase-only detection. Added context gating and exclusion rules improve precision and reduce incidental matches.

Detection quality

Not detected

Jurisdictions

global

Regulations

GDPR, PCI-DSS

Data categories

financial

Scope

wide

Platform compatibility

Purview: Compatible, GCP DLP: Compatible, Macie: Compatible, Zscaler: Compatible, Palo Alto: Degraded, Netskope: Unsupported

Pattern

(?is)\b(?:payment\s+instruction|bank\s+transfer|wire\s+transfer|correspondent\s+bank|intermediary\s+bank|payment\s+reference|remit\s+to|funds\s+transfer)\b

Corroborative evidence keywords

remittance instructions, remittance, instructions, financial, accounts, payments, fiscal, monetary, accounting, treasury, audit, revenue, expenditure, budget, ledger, accounts payable, accounts receivable, balance sheet, profit and loss, cash flow (+29 more)

Proximity: 300 characters

Should match

• payment instruction — Primary topic phrase match
• bank transfer — Case-insensitive topic phrase match
• wire transfer — Alternative topic phrase match
• correspondent bank — Additional topic phrase match

Should not match

• unrelated generic text without domain phrases — No relevant topic phrases present
• placeholder value 12345 — Random text should not match topic-specific regex
• bank transfer — Generic word pair from old broad template should not match

Known false positives

• Financial terminology appearing in published reports, accounting textbooks, regulatory guidance, or template documents without actual transaction data. Mitigation: Require corroborative evidence keywords within the proximity window. Cross-reference with structured financial identifiers to confirm actual sensitive data.
• In English (as the primary international business language), standard business terminology overlapping with financial detection keywords in routine correspondence and documentation. Mitigation: Increase confidence threshold when scanning business correspondence. Layer with transaction-specific patterns for higher precision.

References

• https://www.austrac.gov.au/business/core-guidance/reporting
• https://www.austrac.gov.au/business/core-guidance/reporting/money-transferred-and-overseas-international-funds-transfer-instruction-ifti-reports