Wire transfer instructions

Detects references to wire transfer instructions in financial and compliance documents. Commonly found in international regulatory filings, transaction records, and audit documentation.

Type

regex

Engine

boost_regex

Confidence

medium

Confidence justification

category-aware structural regex with anchor and context constraints replaces phrase-only detection. Added context gating and exclusion rules improve precision and reduce incidental matches.

Detection quality

Mixed

Jurisdictions

global

Regulations

GDPR, PCI-DSS

Data categories

financial

Scope

wide

Platform compatibility

Purview: Compatible, GCP DLP: Compatible, Macie: Compatible, Zscaler: Compatible, Palo Alto: Degraded, Netskope: Unsupported

Pattern

(?is)\b(?:wire\s+transfer|SWIFT\s+code|beneficiary\s+bank|routing\s+number|correspondent\s+bank|intermediary\s+bank|bank\s+account|transfer\s+instructions|wire\s+payment|funds\s+transfer|ABA\s+number)\b

Corroborative evidence keywords

wire transfer instructions, wire, transfer, instructions, financial, accounts, payments, fiscal, monetary, accounting, treasury, audit, revenue, expenditure, budget, ledger, accounts payable, accounts receivable, balance sheet, profit and loss (+30 more)

Proximity: 300 characters

Should match

• wire transfer — Primary topic phrase match
• swift code — Case-insensitive topic phrase match
• beneficiary bank — Alternative topic phrase match
• routing number — Additional topic phrase match

Should not match

• unrelated generic text without domain phrases — No relevant topic phrases present
• placeholder value 12345 — Random text should not match topic-specific regex
• bank transfer — Generic word pair from old broad template should not match

Known false positives

• Financial terminology appearing in published reports, accounting textbooks, regulatory guidance, or template documents without actual transaction data. Mitigation: Require corroborative evidence keywords within the proximity window. Cross-reference with structured financial identifiers to confirm actual sensitive data.
• In English (as the primary international business language), standard business terminology overlapping with financial detection keywords in routine correspondence and documentation. Mitigation: Increase confidence threshold when scanning business correspondence. Layer with transaction-specific patterns for higher precision.

References

• https://www.austrac.gov.au/business/core-guidance/reporting/money-transferred-and-overseas-international-funds-transfer-instruction-ifti-reports
• https://www.austrac.gov.au/business/core-guidance/reporting