Government Insurance and Indemnity Schedule

Detects whole-of-government or agency-level insurance coverage schedules, self-insurance reserves, indemnity limits, and excess/deductible structures that reveal the State's financial exposure limits.

Type

keyword_proximity

Engine

universal

Confidence

high

Confidence justification

High confidence: the co-occurrence of government insurance fund terminology with coverage limits, deductibles, and confidentiality markers is specific to restricted insurance schedules. Published insurance summaries are excluded.

Jurisdictions

au

Regulations

Financial Accountability Act 2009 (Qld)

Frameworks

QGISCF

Data categories

financial, government

Scope

wide

Risk rating

7

Corroborative evidence keywords

insurance, indemnity, self-insurance, QGIF, Government Insurance Fund, schedule, coverage, limit, reserve, excess, deductible, retention, aggregate, per occurrence, policy period, PROTECTED, confidential, financial, fiscal, monetary (+27 more)

Proximity: 300 characters

Should match

• PROTECTED — Queensland Government Insurance Fund. Schedule of Coverage FY26-27. Professional indemnity: limit $50M per occurrence, $200M aggregate. Public liability: limit $100M per occurrence. Self-insurance retention: $5M. Deductible: $500K. Coverage gap identified for cyber liability above $20M. — QGIF coverage schedule with limits and identified gaps
• Confidential — Government Indemnity Schedule. Self-insurance reserve: $340M. Coverage categories: Property ($2B aggregate), Workers compensation ($180M annual), Motor vehicle ($45M). Excess structure: $1M per claim for property, $250K for motor. Not for disclosure to third parties. — Government-wide indemnity schedule with reserve and excess details

Should not match

• The Queensland Government Insurance Fund provides insurance coverage to government agencies. For information about QGIF, visit the Queensland Treasury website. — Public information about QGIF — no coverage details
• Insurance claim lodgement form. Please describe the incident and estimated cost. Claims under $500 deductible are not covered. — Routine insurance claim form — no schedule details

Known false positives

• Public information about government insurance arrangements Mitigation: Require specific coverage limits, deductibles, or reserve amounts rather than general references to QGIF
• Routine insurance claim forms Mitigation: Exclude documents containing 'claim form', 'lodge a claim', 'incident report' without schedule context