India IFSC Code

Detects Indian Financial System Codes (IFSC) used to identify bank branches on the NEFT/RTGS/IMPS networks. Format is four letters (bank code), a mandatory zero, then six alphanumeric characters (branch code), total length 11, typically uppercase.

Type

regex

Engine

boost_regex

Confidence

high

Confidence justification

High confidence with banking context keywords. The mandatory zero in position 5 is a strong structural constraint rarely seen in random 11-character tokens.

Jurisdictions

in

Regulations

Digital Personal Data Protection Act 2023 (India), IT Act 2000 (India), Payment and Settlement Systems Act 2007

Frameworks

ISO 27001, ISO 27701

Data categories

financial, business-identifier

Scope

narrow

Risk rating

5

Platform compatibility

Purview: Compatible, GCP DLP: Compatible, Macie: Compatible, Zscaler: Compatible, Palo Alto: Compatible, Netskope: Compatible

Pattern

\b[A-Z]{4}0[A-Z0-9]{6}\b

Corroborative evidence keywords

IFSC, IFSC code, NEFT, RTGS, branch code, bank account, account number, savings, bank account number, savings account, [object Object], [object Object], [object Object], banking, [object Object], checking, chequing, financial institution, Kiwibank, routing (+22 more)

Proximity: 300 characters

Should match

• SBIN0001234 — SBI-style IFSC
• HDFC0000123 — HDFC-style IFSC
• UTIB0ABC123 — Alphanumeric branch segment

Should not match

• SBIN1001234 — Position 5 is 1, not mandatory 0
• SBI0001234 — Only 3 letter bank code
• SBIN000123 — Branch segment too short

Known false positives

• Other 11-character uppercase codes with a zero mid-string in logistics systems. Mitigation: Require IFSC/NEFT/RTGS/IMPS keywords in proximity.

References

• RBI IFSC FAQ

Collections

• Coverage Phase 1 Priority Identifiers