India IFSC Code

Detects Indian Financial System Codes (IFSC) used to identify bank branches on the NEFT/RTGS/IMPS networks. Format is four letters (bank code), a mandatory zero, then six alphanumeric characters (branch code), total length 11, typically uppercase.

Type

regex

Engine

boost_regex

Confidence

high

Confidence justification

High confidence with banking context keywords. The mandatory zero in position 5 is a strong structural constraint rarely seen in random 11-character tokens.

Jurisdictions

in

Regulations

DPDPA, IT Act 2000 (India), Payment and Settlement Systems Act 2007

Frameworks

ISO 27001, ISO 27701

Data categories

financial, business-identifier

Scope

narrow

Risk rating

5

Platform compatibility

Purview: Compatible, GCP DLP: Compatible, Macie: Compatible, Zscaler: Compatible, Palo Alto: Compatible, Netskope: Compatible

Pattern

\b[A-Z]{4}0[A-Z0-9]{6}\b

Corroborative evidence keywords

IFSC, IFSC code, NEFT, RTGS, branch code, bank account, account number, savings, bank account number, savings account, [object Object], [object Object], [object Object], banking, [object Object], checking, chequing, financial institution, Kiwibank, routing (+22 more)

Proximity: 300 characters

Should match

• SBIN0001234 — SBI-style IFSC
• HDFC0000123 — HDFC-style IFSC
• UTIB0ABC123 — Alphanumeric branch segment

Should not match

• SBIN1001234 — Position 5 is 1, not mandatory 0
• SBI0001234 — Only 3 letter bank code
• SBIN000123 — Branch segment too short

Known false positives

• Other 11-character uppercase codes with a zero mid-string in logistics systems. Mitigation: Require IFSC/NEFT/RTGS/IMPS keywords in proximity.

References

• RBI IFSC FAQ

Collections

• Coverage Phase 1 Priority Identifiers